Need money? No Worries. Apply for up to $5,000

  • Cash loans from $500 to $5,000
  • Call us anytime, we’re right here in Australia.
  • Once confirmed, have your money in 60 minutes.
$750
6 months

Includes a monthly fee of $60 (Comparison Rate of 200.78%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $1,000 for a term of 6 months. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

$42.69 /week
$85.38 /fortnight
Apply Now

Need money? No Worries. Apply for up to $5,000

$750
6 months
$42.69 /week
$85.38 /fortnight
Apply Now

Includes a monthly fee of $60 (Comparison Rate of 200.78%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $1,000 for a term of 6 months. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  • Cash loans from $500 to $5,000
  • Call us anytime, we’re right here in Australia.
  • Once confirmed, have your money in 60 minutes.

Why thousands of people choose Pay Day Loan Australia

Pay Day Loan Australia is a simple, fast, stress-free way to borrow.

Apply online, get a quick decision and once approved, have your money in 60 minutes

  • 100% Online Application

    Applying is online and super simple. There’s no paperwork or face-to-face meetings, you can apply from the comfort of your couch, 24/7.

  • Quick Decision

    No waiting around and wondering. Once you’ve applied, we’ll verify your details and you’ll get a fast decision.

  • Fast payment times

    Once your loan is confirmed, the money is transferred straight to your bank account within 60 minutes.

Whatever you need, a fast cash loan will do the job

Why our customers love us

Our cash loans have helped thousands of people just like you.

Google Rating 4.9 stars, 155 reviews

Frequently asked questions

We only lend to customers who are over 18, Australian citizens or permanent residents, and employed with no more than 50% Centrelink income. If you meet this criteria and our credit approval process, you could be eligible. We verify all details to ensure you can repay comfortably.

Life isn’t always smooth sailing. A Pay Day Loan Australia can help you get back on track by putting you in control of your finances. We assess your situation and make sure to lend you an amount you can comfortably repay.

1. Simple application: Apply online anytime.
2. Get a decision: We may call to verify details. Stay close to your phone.
3. Get your money: If approved and confirmed by 4:30pm AEST on banking days, you may receive funds within 60 minutes.

You can borrow between $500 and $5,000 depending on your needs and personal circumstances. We'll assess your identity, credit history, income, and expenses to ensure the product is right for you.

Our technology lets you apply quickly from your phone or computer. Once approved and confirmed, funds can be deposited within 60 minutes (bank processing times may vary).

Yes, we perform a credit check. However, we may still approve your loan even if you have some past defaults, depending on the details. If you are currently bankrupt or in a debt agreement, your application will be declined.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs.

*The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Pay Day Loan Australia members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

Warning about borrowing

Ready for your Pay Day Loan Australia ?

Small Loans

Borrow between $500 - $2,000

When mechanic calls or the plumber needs to visit, we’re here. Pay Day Loan Australia Small Loans are a fast and simple solution.

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Personal Loans

Borrow between $2,050 - $5,000

Did that dentist bill cost a little more? Don’t worry, we got you. Personal Loans can help with the slightly bigger unexpected costs that you didn’t see coming.

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Pay Day Loan Australia AnyTime

Borrow between $1,000 - $3,000

From Uber Eats on a Friday night to paying bigger bills at the end of the month and everything in between! Get access to funds quickly.

Apply Now